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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Superb service with an excellent app

Superb service with an excellent app which keeps me update Reviewed on: 15th January 2025

Been fantastic experience and great card to manage.

Been fantastic experience and great card to manage. Used abroad and been very easy Reviewed on: 15th January 2025

Good thanks

Had no issues about this apps easy to use Reviewed on: 15th January 2025

Easy to use app and amazing customer service

Easy to use app and amazing customer service Reviewed on: 15th January 2025

Very good service. Customer service is a high level

Very good service. Nice team. Good customer service and great support Reviewed on: 15th January 2025

Very good service, gud customer service but credit l...

Very good service, gud customer service but credit limit only less Reviewed on: 15th January 2025

Zopa offered me a card when other providers wouldn’t.

Zopa offered me a card when other providers wouldn’t. Reviewed on: 15th January 2025

Veryveasy app to use ,good advice

Veryveasy app to use ,good advice Reviewed on: 15th January 2025

good companyne of the best credit cards I have ever had

One of the best credit cards I have ever had Reviewed on: 15th January 2025

App is ver informative and professional

App is ver informative and professional Reviewed on: 15th January 2025

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