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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa offered me a card when other providers wouldn’t.

Zopa offered me a card when other providers wouldn’t. Reviewed on: 15th January 2025

Veryveasy app to use ,good advice

Veryveasy app to use ,good advice Reviewed on: 15th January 2025

good companyne of the best credit cards I have ever had

One of the best credit cards I have ever had Reviewed on: 15th January 2025

App is ver informative and professional

App is ver informative and professional Reviewed on: 15th January 2025

Very happy with them

Excellent service very understanding customer service , glad I got this card Reviewed on: 15th January 2025

Really good customer service and very helpful

Really good customer service and very helpful Reviewed on: 15th January 2025

Great credit card provider

II am delighted with Zopa credit card services. An application process for credit card was fast and easy. Zopa offered a good credit limit. Managing your payments via the App is quick and straightforward process. After several months Zopa offers to increase your credit limit. If you need any help, Customer services Team is ready to help. Great Customer, Accounts and IT Services. I will recommend Zopa to my family, friends and colleagues. Reviewed on: 15th January 2025

I have never had any problems with Zopa everything I...

I have never had any problems with Zopa everything I need to know is on the app Reviewed on: 15th January 2025

It my first time to get Zopa Credit card.

It my first time to get Zopa Credit card. I really happy about it because I get help all the time when I need it. Also, I can use my card every were. I never get any probleme. Reviewed on: 15th January 2025

Excellent service all round.

Excellent service all round. Great app, easy to navigate and find what information I need. I have not had any issues at all with Zopa credit card. Reviewed on: 15th January 2025

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