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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent credit card

Great service good app and. communication would recommend Reviewed on: 15th January 2025

1st class service very professional

1st class service very professional Reviewed on: 15th January 2025

Worried I may not be able to get a credit card howev...

Worried I may not be able to get a credit card however applying for Zopa was quick and easy and I was accepted despite being rejected by other companies Reviewed on: 15th January 2025

Wanted higher credit limit.

Wanted higher credit limit. Limi Reviewed on: 15th January 2025

I’ve got Zops credit card for year and everything is...

I’ve got Zops credit card for year and everything is clear and easy. Reviewed on: 15th January 2025

Zopa really helped me build my credit score.

Zopa really helped me build my credit score. Excellent advice and customer support Reviewed on: 15th January 2025

Grate card and company everything is so easy

Grate card and company everything is so easy Reviewed on: 15th January 2025

You feel like a human being and not a number

Zopa is a good choice , excellent prompt card replacement, useful app and a no nonsense approach without irritating constant calls, emails or letters, they see you as a human being and not a number Reviewed on: 15th January 2025

Zopa is a great financial provider, with great custo...

Zopa is a great financial provider, with great customer support at a touch Reviewed on: 15th January 2025

Fantastic card

Fantastic card to build your credit back up finacially Reviewed on: 15th January 2025

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