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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Smooth application.

Application was nice and smooth.apart from royal mail delays all went well been using my card with no issues. Reviewed on: 15th January 2025

Easy application and very fair with excellent custom...

Easy application and very fair with excellent customer service Reviewed on: 15th January 2025

Fantastic experience.

Zopa has been an incredible experience for me. Despite having poor credit, they’ve helped me build my credit score and manage my finances more effectively. The customer service during the joining and account setup process was impeccable. I highly recommend Zopa to anyone looking for a reliable and user-friendly financial service. Reviewed on: 15th January 2025

Suoerb Customer Services

I don't have many words to say but just to give the men and women who work in the customer services a big round of appaulse for the excellent speed in which they respond to queries. Reviewed on: 15th January 2025

Excellent credit card

Great service good app and. communication would recommend Reviewed on: 15th January 2025

1st class service very professional

1st class service very professional Reviewed on: 15th January 2025

Worried I may not be able to get a credit card howev...

Worried I may not be able to get a credit card however applying for Zopa was quick and easy and I was accepted despite being rejected by other companies Reviewed on: 15th January 2025

Wanted higher credit limit.

Wanted higher credit limit. Limi Reviewed on: 15th January 2025

I’ve got Zops credit card for year and everything is...

I’ve got Zops credit card for year and everything is clear and easy. Reviewed on: 15th January 2025

Zopa really helped me build my credit score.

Zopa really helped me build my credit score. Excellent advice and customer support Reviewed on: 15th January 2025

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