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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa has been a support for me.

Zopa has been a support for me. They offer me the best support I could get financially. Their customer services is top notch. Reviewed on: 15th January 2025

Simple and straightforward all managed through 1 app.

Simple and straightforward all managed through 1 app. Reviewed on: 15th January 2025

Hassle free friendly service never any problems

Hassle free friendly service never any problems Reviewed on: 15th January 2025

Had no issues since signing up with Zopa app so easy...

Had no issues since signing up with Zopa app so easy to use data and info provided great Reviewed on: 15th January 2025

Never a problemservice good service

Never a problem good service customer friendly I enjoy using the card never a problem and the app is very good Reviewed on: 15th January 2025

No fuss banking great value for money

No fuss banking great value for money Reviewed on: 15th January 2025

Good customer service.

Good customer service. Interest free deals. Competitive interest rates. Reviewed on: 15th January 2025

Easy to use and payments show promptly

Easy to use and payments show promptly Reviewed on: 15th January 2025

The offers supplied and show are good and we’ll shown

The offers supplied and show are good and we’ll shown Reviewed on: 15th January 2025

Zopa helpful cad

Zopa is a credit building card and now even bank Reviewed on: 15th January 2025

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