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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

So easy and quick applying for a credit card and the...

So easy and quick applying for a credit card and the app is so easy to use.I can make a payment with ease and it is so quick to go appear on the same day so my available funds are to use the same day which is very handy for emergencies and I believe it is helping my credit score massively as I always pay my balance off in full with no interest. I love it Reviewed on: 15th January 2025

Easy to apply, quick delivery and activation simple.

Easy to apply, quick delivery and activation simple. Reviewed on: 15th January 2025

Good rates for my first credit card.

Good rates for my first credit card. Excellent customer service. Reviewed on: 15th January 2025

a good card, customer service leaves something to be...

a good card, customer service leaves something to be desired Reviewed on: 15th January 2025

Zopa has been a support for me.

Zopa has been a support for me. They offer me the best support I could get financially. Their customer services is top notch. Reviewed on: 15th January 2025

Simple and straightforward all managed through 1 app.

Simple and straightforward all managed through 1 app. Reviewed on: 15th January 2025

Hassle free friendly service never any problems

Hassle free friendly service never any problems Reviewed on: 15th January 2025

Had no issues since signing up with Zopa app so easy...

Had no issues since signing up with Zopa app so easy to use data and info provided great Reviewed on: 15th January 2025

Never a problemservice good service

Never a problem good service customer friendly I enjoy using the card never a problem and the app is very good Reviewed on: 15th January 2025

No fuss banking great value for money

No fuss banking great value for money Reviewed on: 15th January 2025

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