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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Zopa card is easy affordable and let's you know what...

5
Zopa card is easy affordable and let's you know what your spending. It also keeps you updated with new versions of credit and keeps you informed of your credit report. Reviewed on: 15th January 2025

Using the app

5
App is very simple to use and easy to understand Reviewed on: 15th January 2025

Good Card and the app is excellent

5
Good Card and the app is excellent Reviewed on: 15th January 2025

Excellent and Proper credit card.

5
Excellent and Proper credit card. Reviewed on: 15th January 2025

Good customer service

5
I get updates about my spending every time I used my credit card. Reviewed on: 15th January 2025

Excellent service and very good company

5
Excellent service and very good company Reviewed on: 15th January 2025

Zopa's service is fantastic in terms of using and ap...

5
Zopa's service is fantastic in terms of using and application process as well. Reviewed on: 15th January 2025

The application was quick and easy as well as their...

5
The application was quick and easy as well as their app is user friendly Reviewed on: 15th January 2025

ZOPAlicious

5
Never had a problem with Zopa, always convenient & happy to help Reviewed on: 15th January 2025

the whole process was so easy and did not take long...

5
the whole process was so easy and did not take long to do Reviewed on: 15th January 2025

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