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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Good to use easily and trusted credit card

Good to use easily and trusted credit card Reviewed on: 15th January 2025

Ease of use, the app is easy to use and to find your...

Ease of use, the app is easy to use and to find your way round. Reviewed on: 15th January 2025

keeps me well informed of my account and app is very...

keeps me well informed of my account and app is very easy to use. They do not harrass you about payments, just gentle reminder, (good in my case) and so easy to make payments from one bank to another,and easier when you put your card in your wallet on your phone. Reviewed on: 15th January 2025

Very good credit card , easy to apply

Very good credit card , easy to apply Reviewed on: 15th January 2025

easy to apply and very pleased

easy to apply and very pleased well what can i say but very handy Reviewed on: 15th January 2025

Flawless never an issue.

Flawless never an issue. Always very clear with what's coming out giving me plenty of warning if anything unexpected is due Reviewed on: 15th January 2025

Superb, 1 of the best credit card companies I've dea...

Superb, 1 of the best credit card companies I've dealt with, would highly recommend in all aspects. Reviewed on: 15th January 2025

Very good customer service highly recommend a credit...

Very good customer service highly recommend a credit card with zopa interest rates are not to high Reviewed on: 15th January 2025

Include features, benefits and drawbacks.

We'll remove any offensive language and derogatory comments. Reviewed on: 15th January 2025

really easy to apply and a easy app to work with for...

really easy to apply and a easy app to work with for payments Reviewed on: 15th January 2025

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