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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

A really good card

A really good card to have in your position every thing easy and simple to understand and the app is really simple to use Reviewed on: 15th January 2025

Awesome customer service .

Awesome customer service . I will recommend Zola to friends and family because their app is simple and easy to use. Reviewed on: 15th January 2025

ZOPA - I LOVE YOU!

Great, easy to contact, quickly sort any issues. Reviewed on: 15th January 2025

Brilliant customer service and value for money.

Brilliant customer service and value for money. Reviewed on: 15th January 2025

I've had no issues what so ever always had a good ex...

I've had no issues what so ever always had a good experience Reviewed on: 15th January 2025

I've had no problems with zopa ihad credit card befo...

I've had no problems with zopa ihad credit card before but zopa credit card has been best one for me Reviewed on: 15th January 2025

Card was approved and came very quickly, also the ap...

Card was approved and came very quickly, also the app is great Reviewed on: 15th January 2025

Very helpful zopa is helping me to rebuild my cre...

Very helpful zopa is helping me to rebuild my credit score Reviewed on: 15th January 2025

Would definitely recommend

Really quick and easy service to use . The App is simple to use and a good way to track spending and payments. I would definitely recommend using this service. Reviewed on: 15th January 2025

From getting my zopa credit card IV had no issues wh...

From getting my zopa credit card IV had no issues what so ever everything runs smoothly. Customer service is extremely good excellent so friendly hand so helpful. Reviewed on: 15th January 2025

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