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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Card was approved and came very quickly, also the ap...

Card was approved and came very quickly, also the app is great Reviewed on: 15th January 2025

Very helpful zopa is helping me to rebuild my cre...

Very helpful zopa is helping me to rebuild my credit score Reviewed on: 15th January 2025

Would definitely recommend

Really quick and easy service to use . The App is simple to use and a good way to track spending and payments. I would definitely recommend using this service. Reviewed on: 15th January 2025

From getting my zopa credit card IV had no issues wh...

From getting my zopa credit card IV had no issues what so ever everything runs smoothly. Customer service is extremely good excellent so friendly hand so helpful. Reviewed on: 15th January 2025

Friendly helpful response

They have always been helpful when you ask them a question, response has been quick and friendly Reviewed on: 15th January 2025

Good customer communication attentive staff.

Good customer communication attentive staff. Useful information and always available to advise customers. Reviewed on: 15th January 2025

Easy to use.

Easy to use. App is easy and clear. Reviewed on: 15th January 2025

I Am Happy With The Alert For Each Money Spent...

I Am Happy With The Alert For Each Money Spent Reviewed on: 15th January 2025

Very good customer service team who are very helpful...

Very good customer service team who are very helpful and friendly Reviewed on: 15th January 2025

The customer experience is excellent everytime I hav...

The customer experience is excellent everytime I have needed anything they have been very professional friendly and get the job done Reviewed on: 15th January 2025

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