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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa has been so easy and smooth running right from...

Zopa has been so easy and smooth running right from the start and very informative. Very low interest as well I’m more than happy with my credit card with Zopa , a lot better than others I’ve had in the past Reviewed on: 15th January 2025

The App is easy to use and user friendly.

The App is easy to use and user friendly. There are no hidden charges. I will recommend to my friends and family and to anyone. My card arrived quickly and safely. Reviewed on: 15th January 2025

Really good service for people with bad credit

Really good service for people with bad credit Reviewed on: 15th January 2025

I have had a credit card from Zopa , and never had a...

I have had a credit card from Zopa , and never had any problems with it Reviewed on: 15th January 2025

Excellence accepted

Since joining Zopa customer support has been extremely helpful great advice and very knowledgeable when the qui asked Reviewed on: 15th January 2025

Very easy to use, everything is transparent 5stsr

Very easy to use, everything is transparent 5stsr Reviewed on: 15th January 2025

excellent service easy to follow

excellent service easy to follow Reviewed on: 15th January 2025

Great service and very pleased with credit limit set...

Great service and very pleased with credit limit set for first time getting card Reviewed on: 15th January 2025

Excellent company

Really easy to understand and access my account, great communications from Zopa too. Best service I’ve had from any card provider Reviewed on: 15th January 2025

Excellent

Very good customer service Reddit straightforward application to move Reviewed on: 15th January 2025

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