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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent customer care

Excellent customer care and clear information and support Reviewed on: 15th January 2025

Excellent company and really nice people to speak to

Excellent company and really nice people to speak to Reviewed on: 15th January 2025

Very easy to deal with Zopa and the app is very user...

Very easy to deal with Zopa and the app is very user friendly Reviewed on: 15th January 2025

Would highly recommend

Very good, very helpful, nothing is too much trouble. The app is easy to use, if you need a little extra for those essential items it's ideal. Reviewed on: 15th January 2025

Zopa has been so easy and smooth running right from...

Zopa has been so easy and smooth running right from the start and very informative. Very low interest as well I’m more than happy with my credit card with Zopa , a lot better than others I’ve had in the past Reviewed on: 15th January 2025

The App is easy to use and user friendly.

The App is easy to use and user friendly. There are no hidden charges. I will recommend to my friends and family and to anyone. My card arrived quickly and safely. Reviewed on: 15th January 2025

Really good service for people with bad credit

Really good service for people with bad credit Reviewed on: 15th January 2025

I have had a credit card from Zopa , and never had a...

I have had a credit card from Zopa , and never had any problems with it Reviewed on: 15th January 2025

Excellence accepted

Since joining Zopa customer support has been extremely helpful great advice and very knowledgeable when the qui asked Reviewed on: 15th January 2025

Very easy to use, everything is transparent 5stsr

Very easy to use, everything is transparent 5stsr Reviewed on: 15th January 2025

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