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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Have zopa give me peace of mind that I have somethin...

Have zopa give me peace of mind that I have something to fall back on zopa is a great credit card Reviewed on: 15th January 2025

Highly recommend!

From application to receiving card was easy as 123. Great card, easy to use app and the few times I’ve had to call always been very helpful, polite and professional. Would highly recommend! :-) Reviewed on: 15th January 2025

Zopa have been outstanding as a credit provider and...

Zopa have been outstanding as a credit provider and I have had regular credit increases available Reviewed on: 15th January 2025

Zopa credit card it’s good for me I have capital on...

Zopa credit card it’s good for me I have capital one card as well . But I like Zopa . Easy gave to me credit card when I got struggling to money . Thanks Zopa Reviewed on: 15th January 2025

Always helpful customer service , easy application a...

Always helpful customer service , easy application and payment , highly recommended Reviewed on: 15th January 2025

Straightforward account

Everything is easy to use and straightforward to operate Reviewed on: 15th January 2025

My experience has always been positive, I don't have...

My experience has always been positive, I don't have any negatives which is a rareaty these days Reviewed on: 15th January 2025

Friendly and bespoke services.

Friendly and bespoke services. Communication from Zopa is always very timely and accurate Reviewed on: 15th January 2025

My experience has been very good

My experience has been very good Reviewed on: 15th January 2025

Zopa has been super simple to use

Zopa has been super simple to use and manage, it’s a great service especially if you’re trying to rebuild your credit profile Reviewed on: 15th January 2025

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