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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

My experience has always been positive, I don't have...

My experience has always been positive, I don't have any negatives which is a rareaty these days Reviewed on: 15th January 2025

Friendly and bespoke services.

Friendly and bespoke services. Communication from Zopa is always very timely and accurate Reviewed on: 15th January 2025

My experience has been very good

My experience has been very good Reviewed on: 15th January 2025

Zopa has been super simple to use

Zopa has been super simple to use and manage, it’s a great service especially if you’re trying to rebuild your credit profile Reviewed on: 15th January 2025

Easy to use

Easy to use app helps you be in control Reviewed on: 15th January 2025

So easy to deal with ide highly recommend to others...

So easy to deal with ide highly recommend to others if needing a reliable card with good interest rate app is very easy to use and understand also thanks one again five stars from me Reviewed on: 15th January 2025

It was very easy to get the card card

It was very easy to get the card card Reviewed on: 15th January 2025

Very happy with my credit card.

Very happy with my credit card. Don't have any problems at all Reviewed on: 15th January 2025

Brilliant service and would definitely recommend to...

Brilliant service and would definitely recommend to friends and family Top job guys Reviewed on: 15th January 2025

Very easy application process and the app is excellent

Very easy application process and the app is excellent Reviewed on: 15th January 2025

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