Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa is thereneed help with payments and v...

Zopa is there when you need help with payments and very easy to use Reviewed on: 15th January 2025

Everyone was enthusiastic when dealing directly give...

Everyone was enthusiastic when dealing directly given clear guidance and help where needed Reviewed on: 15th January 2025

They answer the phones quickly they get issues resol...

They answer the phones quickly they get issues resolves asap Reviewed on: 15th January 2025

Having the card helped me when i needed it, really g...

Having the card helped me when i needed it, really grateful. Having low credit scores can be difficult when your trying to gain trust after bad times Reviewed on: 15th January 2025

Very good payments are good would recommend to famil...

Very good payments are good would recommend to family and friends Reviewed on: 15th January 2025

They have been great it has really helped me especia...

They have been great it has really helped me especially when I have have had to pay for my service dog when she has needed help Reviewed on: 15th January 2025

I'm very happy with zopa and is good credit card...

I'm very happy with zopa and is good credit card Reviewed on: 15th January 2025

Excellent service all round mobile app is very easy...

Excellent service all round mobile app is very easy to use Reviewed on: 15th January 2025

Great service, fantastic app

Zopa has a great easy to use app, that let's me easly manage my card. Reviewed on: 15th January 2025

I find Zopa really good.

I find Zopa really good. You keep me updated on my account. It's also easy to contact you if I need help with anything Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 3.54 from 116 reviews
British Airways credit card
from American Express 4.06 from 93 reviews
Instant pay
from Incredible 4.61 from 28 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub