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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa credit card is one of the best card I have ever...

Zopa credit card is one of the best card I have ever used. The App is very friendly Reviewed on: 15th January 2025

very good service

No problem at all always happy to help Reviewed on: 15th January 2025

"Exceptional Credit Card Service Highly Recommended!"

"Zopa is hands down one of the best credit card providers I’ve ever dealt with. Their transparent policies, competitive rates, and easy-to-use app make managing my card effortless. The rewards and features are excellent, and their customer service is top-notch. A trustworthy and innovative company!" Reviewed on: 15th January 2025

Very easy to apply and I was given approval within m...

Very easy to apply and I was given approval within minutes. Would definitely recommend this to my friends Reviewed on: 15th January 2025

Very happy with service provided

Very happy with service provided Reviewed on: 15th January 2025

Reliable, efficient and effective

Reliable, efficient and effective Reviewed on: 15th January 2025

Zopa - easy life with Zopa

I had a very smooth application process. The card came quickly. Have been using it for a long time now . No issues or complaints at all. Reviewed on: 15th January 2025

Very helpful & app is so easy to use & manage my acc...

Very helpful & app is so easy to use & manage my account when needed Reviewed on: 15th January 2025

Good credit card

I have had very nice email and text alerts for payment and spending no problems at all vey good people Reviewed on: 15th January 2025

Very fast and quick process of payment and everything

Very fast and quick process of payment and everything Reviewed on: 15th January 2025

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