Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Since becoming a Zopa customer I’ve found it an exce...

Since becoming a Zopa customer I’ve found it an excellent service to use,no fuss and would recommend it to anyone looking to use a fast and useful card Reviewed on: 15th January 2025

Zopa are brilliant, so easy to understand in fact I’...

Zopa are brilliant, so easy to understand in fact I’ve not contacted them for any assistance it’s that easy Reviewed on: 15th January 2025

Accepted instantly, no hassle, very good creditors

Accepted instantly, no hassle, very good creditors Reviewed on: 15th January 2025

wanted a credit card with no fuss .

wanted a credit card with no fuss and easy to use Reviewed on: 15th January 2025

Responsible lending and great service, worth using a...

Responsible lending and great service, worth using a Zopa card to increase your credit score. Reviewed on: 15th January 2025

I have used this card and never had one problem usin...

I have used this card and never had one problem using it everybody accepts it all I really cannot fault the service it is very easy to understand Reviewed on: 15th January 2025

They gave me a reasonable credit amount with my bad...

They gave me a reasonable credit amount with my bad credit Reviewed on: 15th January 2025

Number 1

It's a great way to build your credit score Reviewed on: 15th January 2025

Very friendly service and percentage

Very friendly service and percentage Reviewed on: 15th January 2025

Zopa Credit Card: Simple, Transparent, and Empowering

My experience with the Zopa credit card has been fantastic. The app is user-friendly, making it easy to track spending and manage payments, while the competitive rates and transparency give me confidence in my finances. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 3.81 from 20 reviews
Bip Credit Card
from NewDay 4.91 from 2286 reviews
Credit card
from Jaja Finance 4.81 from 2525 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub