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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Responsible lending and great service, worth using a...

Responsible lending and great service, worth using a Zopa card to increase your credit score. Reviewed on: 15th January 2025

I have used this card and never had one problem usin...

I have used this card and never had one problem using it everybody accepts it all I really cannot fault the service it is very easy to understand Reviewed on: 15th January 2025

They gave me a reasonable credit amount with my bad...

They gave me a reasonable credit amount with my bad credit Reviewed on: 15th January 2025

Number 1

It's a great way to build your credit score Reviewed on: 15th January 2025

Very friendly service and percentage

Very friendly service and percentage Reviewed on: 15th January 2025

Zopa Credit Card: Simple, Transparent, and Empowering

My experience with the Zopa credit card has been fantastic. The app is user-friendly, making it easy to track spending and manage payments, while the competitive rates and transparency give me confidence in my finances. Reviewed on: 15th January 2025

When i applied for a zopa card I was excepted straig...

When i applied for a zopa card I was excepted straight away easy questions to answer the service was great customer service was exceptional the card was in the post quite quickly and ready to use i would recommend zopa to anyonec Reviewed on: 15th January 2025

Zopa is a Great Bank

Fantastic service, excellent security and a well presented, efficient App. Great choice of products for all situations. Reviewed on: 15th January 2025

Credit limit

I am glad I chose zopa for my credit ,the only issue with them is they haven't increased my limit Reviewed on: 15th January 2025

Takes the stress out of your money worries

Quick, easy to use app. Takes the stress out of your money worries. Reviewed on: 15th January 2025

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