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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

All around good

Only had my card a few months but all seems good Reviewed on: 15th January 2025

Absolutely fantastic great company, nothing but praise

Absolutely fantastic great company, nothing but praise Reviewed on: 15th January 2025

Just feel that you are there to help when needed...

Just feel that you are there to help when needed Reviewed on: 15th January 2025

I have never had any problems with contacting the se...

I have never had any problems with contacting the service. Communication is very fast and understandable. Reviewed on: 15th January 2025

Your is very fast intend of making payment, accurate...

Your is very fast intend of making payment, accurate information about the transaction ,I love using this card Reviewed on: 15th January 2025

Zopa credit card is easy to use, the app is simple a...

Zopa credit card is easy to use, the app is simple and you get receipts for your payment which you don’t with other cards. One of the best cards I have got. The interest rate is reasonable. I would recommend the card to friends and family. Reviewed on: 15th January 2025

Love all the different elements to Zopa there’s lots...

Love all the different elements to Zopa there’s lots options for saving and credit. It’s straight forward and easy to use, with clear instructions on how to enhance your individual saving and credit experience Reviewed on: 15th January 2025

Helpful service

They are so helpful although I ve never had any problems with them everything and the app are so easy. Reviewed on: 15th January 2025

The best credit card

From the application process through to the ease of managing the card online,I am totally satisfied Reviewed on: 15th January 2025

Easy to use i like remember.

Easy to use i like remember. When payment is coming out very helpful. Reviewed on: 15th January 2025

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