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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa Review 2025

Really smooth app that understands how to communicate with updates and regular improvements making the experience good value Reviewed on: 15th January 2025

wasy to use

wasy to use good customer service Reviewed on: 15th January 2025

Excellent customer care.

Excellent customer care. Hassle free Reviewed on: 15th January 2025

Zopa is very easy to use and also the application wa...

Zopa is very easy to use and also the application was simple. The care delivery and how to use it was very easy Reviewed on: 15th January 2025

Experience was good I ha...

Experience was good I have always had a good experience with Zopa, haven’t had any issues at all Reviewed on: 15th January 2025

SUPER EASY

It’s a straight forward carbon pressure! Reviewed on: 15th January 2025

All around good

Only had my card a few months but all seems good Reviewed on: 15th January 2025

Absolutely fantastic great company, nothing but praise

Absolutely fantastic great company, nothing but praise Reviewed on: 15th January 2025

Just feel that you are there to help when needed...

Just feel that you are there to help when needed Reviewed on: 15th January 2025

I have never had any problems with contacting the se...

I have never had any problems with contacting the service. Communication is very fast and understandable. Reviewed on: 15th January 2025

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