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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

mr Stephen , Mitchell.

extremely easy to use information so helpful and the card is great Reviewed on: 15th January 2025

Great card.

They explain everything. The service is great. It's helped me rebuild my credit when no one else would Reviewed on: 15th January 2025

Great card and great service.

Great card and great service. Easy to use app and friendly staff Reviewed on: 15th January 2025

Easy use great service great customerservice

Easy use great service great customerservice Reviewed on: 15th January 2025

Good value for money.

Good value for money. Interest rate is good too. And charges are reasonable. Reviewed on: 15th January 2025

Great service

Great service from a great company Reviewed on: 15th January 2025

techno phobe

So easy to use even a techno phobe like me can use it. Very good. Reviewed on: 15th January 2025

Easyprocess quick review and great service

Easy process quick review and great service Reviewed on: 15th January 2025

Excellent process

Seamless application process and realistic credit limit very happy Reviewed on: 15th January 2025

Everything is easy to use including the app it’s the...

Everything is easy to use including the app it’s the only card I use now Reviewed on: 15th January 2025

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