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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Your is very fast intend of making payment, accurate...

Your is very fast intend of making payment, accurate information about the transaction ,I love using this card Reviewed on: 15th January 2025

Zopa credit card is easy to use, the app is simple a...

Zopa credit card is easy to use, the app is simple and you get receipts for your payment which you don’t with other cards. One of the best cards I have got. The interest rate is reasonable. I would recommend the card to friends and family. Reviewed on: 15th January 2025

Love all the different elements to Zopa there’s lots...

Love all the different elements to Zopa there’s lots options for saving and credit. It’s straight forward and easy to use, with clear instructions on how to enhance your individual saving and credit experience Reviewed on: 15th January 2025

Helpful service

They are so helpful although I ve never had any problems with them everything and the app are so easy. Reviewed on: 15th January 2025

The best credit card

From the application process through to the ease of managing the card online,I am totally satisfied Reviewed on: 15th January 2025

Easy to use i like remember.

Easy to use i like remember. When payment is coming out very helpful. Reviewed on: 15th January 2025

mr Stephen , Mitchell.

extremely easy to use information so helpful and the card is great Reviewed on: 15th January 2025

Great card.

They explain everything. The service is great. It's helped me rebuild my credit when no one else would Reviewed on: 15th January 2025

Great card and great service.

Great card and great service. Easy to use app and friendly staff Reviewed on: 15th January 2025

Easy use great service great customerservice

Easy use great service great customerservice Reviewed on: 15th January 2025

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