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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Really quick application and card received.

Really quick application and card received. Easy to set up and start using Reviewed on: 15th January 2025

Quick easy to use.

Quick easy to use. Good interest rates easy to manage and the app is brilliant gives all your information at a finger control Reviewed on: 15th January 2025

Easy to use and easy repayment system

Easy to use and easy repayment system Reviewed on: 15th January 2025

Easy to apply, easy to use.

Easy to apply, easy to use. Not a bad interest rate Reviewed on: 15th January 2025

Absolutely pricelessjust there when needed

Absolutely priceless , there qhen its needed thank you Reviewed on: 15th January 2025

I use Zopa to help build my credit score.

I use Zopa to help build my credit score. I have never had a negative experience. When needing help, the helpline staff were very supportive. The app is easy to navigate Reviewed on: 15th January 2025

all good very easy from start to finishThankyou

all good very easy from start to finishThankyou Reviewed on: 15th January 2025

Friendly and efficient service for both credit card...

Friendly and efficient service for both credit card and banking service. Reviewed on: 15th January 2025

Very good company easy to communicate with I also ha...

Very good company easy to communicate with I also have my car finance with them aswell Reviewed on: 15th January 2025

Easy to apply for and easy to use!

Easy to apply for and easy to use! Reviewed on: 15th January 2025

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