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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good value for money.

Good value for money. Interest rate is good too. And charges are reasonable. Reviewed on: 15th January 2025

Great service

Great service from a great company Reviewed on: 15th January 2025

techno phobe

So easy to use even a techno phobe like me can use it. Very good. Reviewed on: 15th January 2025

Easyprocess quick review and great service

Easy process quick review and great service Reviewed on: 15th January 2025

Excellent process

Seamless application process and realistic credit limit very happy Reviewed on: 15th January 2025

Everything is easy to use including the app it’s the...

Everything is easy to use including the app it’s the only card I use now Reviewed on: 15th January 2025

Really quick application and card received.

Really quick application and card received. Easy to set up and start using Reviewed on: 15th January 2025

Quick easy to use.

Quick easy to use. Good interest rates easy to manage and the app is brilliant gives all your information at a finger control Reviewed on: 15th January 2025

Easy to use and easy repayment system

Easy to use and easy repayment system Reviewed on: 15th January 2025

Easy to apply, easy to use.

Easy to apply, easy to use. Not a bad interest rate Reviewed on: 15th January 2025

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