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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Just a easy straight forward experience

Just a easy straight forward experience Reviewed on: 15th January 2025

Great card, very easy to use and contact customer se...

Great card, very easy to use and contact customer services if I have an issue Reviewed on: 15th January 2025

The best and easiest to use.

The best and easiest to use. Easy app to follow your progress too. Reviewed on: 15th January 2025

Brilliant friendly customer service

Brilliant friendly customer service Reviewed on: 15th January 2025

Good service from zopa.

Good service from zopa. First time I used zopa I didn’t about it before but them services very nice Reviewed on: 15th January 2025

Hassel free

i have had no issues at all. havent used it much hopping to do so Reviewed on: 15th January 2025

Great card no issues good card

Great card no issues pity no increases Reviewed on: 15th January 2025

Great card and a very good app.

Great card and a very good app. Can see what you are spending. Reviewed on: 15th January 2025

Online app very easy to use no need to contact custo...

Online app very easy to use no need to contact customer service as everything available on one page Reviewed on: 15th January 2025

Good service for the card transaction

Good service for the card transaction Reviewed on: 15th January 2025

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