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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Absolutely pricelessjust there when needed

Absolutely priceless , there qhen its needed thank you Reviewed on: 15th January 2025

I use Zopa to help build my credit score.

I use Zopa to help build my credit score. I have never had a negative experience. When needing help, the helpline staff were very supportive. The app is easy to navigate Reviewed on: 15th January 2025

all good very easy from start to finishThankyou

all good very easy from start to finishThankyou Reviewed on: 15th January 2025

Friendly and efficient service for both credit card...

Friendly and efficient service for both credit card and banking service. Reviewed on: 15th January 2025

Very good company easy to communicate with I also ha...

Very good company easy to communicate with I also have my car finance with them aswell Reviewed on: 15th January 2025

Easy to apply for and easy to use!

Easy to apply for and easy to use! Reviewed on: 15th January 2025

Just a easy straight forward experience

Just a easy straight forward experience Reviewed on: 15th January 2025

Great card, very easy to use and contact customer se...

Great card, very easy to use and contact customer services if I have an issue Reviewed on: 15th January 2025

The best and easiest to use.

The best and easiest to use. Easy app to follow your progress too. Reviewed on: 15th January 2025

Brilliant friendly customer service

Brilliant friendly customer service Reviewed on: 15th January 2025

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Want to see more from Zopa?

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