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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

After having some financial difficulties because i...

After having some financial difficulties because i was off work sick for 14 months Zopa helped me get my finances back on track Reviewed on: 15th January 2025

So easy to use.

Online Account management is so easy to use. Like that I am kept informed of spending Reviewed on: 15th January 2025

I am Deaf Customer and it is good for me to do on th...

I am Deaf Customer and it is good for me to do on the apps and support me. A friendly apps for Deaf people Reviewed on: 15th January 2025

I have had my card a year now and I have had no prob...

I have had my card a year now and I have had no problems at all. I have had a few enquiries which were dealt with most efficiently. Reviewed on: 15th January 2025

Excellent

Excellent customer service from start to finish Reviewed on: 15th January 2025

No fuss, and easy to use

No hassle, good credit line, not bombarded with ads for cards you don't want or need, pleasure to deal with. Reviewed on: 15th January 2025

I have had no problems with zopa unlike others that...

I have had no problems with zopa unlike others that are on your phone all the time Reviewed on: 15th January 2025

For a person of age tech is sometimes hard but Super...

For a person of age tech is sometimes hard but Super Zopa made app so easy .well done Reviewed on: 15th January 2025

Great company

Zopa only let me borrow what I can afford and give me helpful money tips along the way Reviewed on: 15th January 2025

Brilliant

Excellent service.app very easy to use cannot fault it in any way Reviewed on: 15th January 2025

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