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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Good reliable service good rate for a credit buildin...

Good reliable service good rate for a credit building card Reviewed on: 15th January 2025

I'm happy I chose Zopa, it helps me when I need it,...

I'm happy I chose Zopa, it helps me when I need it, a good friend Reviewed on: 15th January 2025

Zopa have been wonderful to deal with

Zopa have been wonderful to deal with Reviewed on: 15th January 2025

So far so good

So far so good though initial limit is smaller than what most other providers are offering Reviewed on: 15th January 2025

My experience with discard it helped me a lot do a l...

My experience with discard it helped me a lot do a lot of things I would recommend it to anyone to use it everyone to use it Reviewed on: 15th January 2025

I’ve been with Zopa for a few years now and everythi...

I’ve been with Zopa for a few years now and everything has been very easy to understand. They work to provide a very personalised experience which is helpful for managing your finances Reviewed on: 15th January 2025

They answered the phone quickly and were very helpful

They answered the phone quickly and were very helpful Reviewed on: 15th January 2025

I love the ease of doing business with them, flexibl...

I love the ease of doing business with them, flexible on opening new credit card accounts, not regid about increasing credit card limits. It is pleasant dealing with them Reviewed on: 15th January 2025

Very helpful advisors.

Very helpful advisors. Easy to navigate tte all too Reviewed on: 15th January 2025

Very good experience from the start of application t...

Very good experience from the start of application to using the app. Simple to set up and use and good customer service. Reviewed on: 15th January 2025

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