Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Quick easy to use.

Quick easy to use. Good interest rates easy to manage and the app is brilliant gives all your information at a finger control Reviewed on: 15th January 2025

Easy to use and easy repayment system

Easy to use and easy repayment system Reviewed on: 15th January 2025

Easy to apply, easy to use.

Easy to apply, easy to use. Not a bad interest rate Reviewed on: 15th January 2025

Absolutely pricelessjust there when needed

Absolutely priceless , there qhen its needed thank you Reviewed on: 15th January 2025

I use Zopa to help build my credit score.

I use Zopa to help build my credit score. I have never had a negative experience. When needing help, the helpline staff were very supportive. The app is easy to navigate Reviewed on: 15th January 2025

all good very easy from start to finishThankyou

all good very easy from start to finishThankyou Reviewed on: 15th January 2025

Friendly and efficient service for both credit card...

Friendly and efficient service for both credit card and banking service. Reviewed on: 15th January 2025

Very good company easy to communicate with I also ha...

Very good company easy to communicate with I also have my car finance with them aswell Reviewed on: 15th January 2025

Easy to apply for and easy to use!

Easy to apply for and easy to use! Reviewed on: 15th January 2025

Just a easy straight forward experience

Just a easy straight forward experience Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Credit Card
from thinkmoney 4.03 from 3 reviews
Flexicard
from Halifax 3.70 from 7 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub