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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant always there when needed.

Brilliant always there when needed. Customer service is very good a supportive. Reviewed on: 15th January 2025

Great for improving credit score

The app is great and tells you exactly what you need to know. Making payments is easy and managing your borrowing is made easy. Great way to build up my credit score. Much easier than cards I’ve had in the past to manage everything in one place. Reviewed on: 15th January 2025

Great for my credit score

Easy to use, no hassle, and great for my credit score Reviewed on: 15th January 2025

Excellent service

Easy to speak to someone if there is any problems and the app is very handy to keep on track of your spending Reviewed on: 15th January 2025

Zopa is the best credit card I have i recommend it t...

Zopa is the best credit card I have i recommend it to everyone Reviewed on: 15th January 2025

Brilliant service always and good all round help

Brilliant service always and good all round help Reviewed on: 15th January 2025

Great customer experience!

Great customer experience! Very transparent and very customer focused! Reviewed on: 15th January 2025

Excellent service from Zopa.

Excellent service and never had any problems at all . Reviewed on: 15th January 2025

ZOPA is the best vise card and staff are very helpfu...

ZOPA is the best vise card and staff are very helpful and polite Reviewed on: 15th January 2025

I found them very understanding, very business like,...

I found them very understanding, very business like, easy to use their app. And willing to help. Reviewed on: 15th January 2025

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