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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I was trying for a credit card for a while

I had been trying to get a credit card for a while and stumbled across Zopa and within minutes I got approved and card came very quick for me to start using Reviewed on: 15th January 2025

Easy to use, intuitive app and excellent in app feat...

Easy to use, intuitive app and excellent in app features. Reviewed on: 15th January 2025

My experience was one of easy and enjoyable made ver...

My experience was one of easy and enjoyable made very easily by the way everything was explained every step of the way Reviewed on: 15th January 2025

I am using well .

I am using well .it’s very excellent Reviewed on: 15th January 2025

Wayne Zopa

Very easy to manage app, very user friendly Reviewed on: 15th January 2025

Simple, quick, great App.

Simple. Great app. Would highly recommend. Reviewed on: 15th January 2025

Improve your credit...

They're excellent for helping to improve your credit profile. Responsible lending is very important, and I expect a lender to have my best interests at heart - I feel Zopa does Reviewed on: 15th January 2025

Very punctual and professional service, easy to use.

Very punctual and professional service, easy to use. Reviewed on: 15th January 2025

Fantastic company

Found it hard to build my credit file back up after mistakes in my youth. Zopa has helped me with this couldn't say enough about the company. Have been fantastic in my experience Reviewed on: 15th January 2025

Fantastic!

The timely feedback and updates to improve the credit score really helped me to work my credit score up to the next band progressively. Reviewed on: 15th January 2025

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