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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

ZOPA is the best vise card and staff are very helpfu...

ZOPA is the best vise card and staff are very helpful and polite Reviewed on: 15th January 2025

I found them very understanding, very business like,...

I found them very understanding, very business like, easy to use their app. And willing to help. Reviewed on: 15th January 2025

Great company

Great company, no hidden information, very easy to use app. Reviewed on: 15th January 2025

Everything is straightforward on app,very easy to na...

Everything is straightforward on app,very easy to navigate Reviewed on: 15th January 2025

I was trying for a credit card for a while

I had been trying to get a credit card for a while and stumbled across Zopa and within minutes I got approved and card came very quick for me to start using Reviewed on: 15th January 2025

Easy to use, intuitive app and excellent in app feat...

Easy to use, intuitive app and excellent in app features. Reviewed on: 15th January 2025

My experience was one of easy and enjoyable made ver...

My experience was one of easy and enjoyable made very easily by the way everything was explained every step of the way Reviewed on: 15th January 2025

I am using well .

I am using well .it’s very excellent Reviewed on: 15th January 2025

Wayne Zopa

Very easy to manage app, very user friendly Reviewed on: 15th January 2025

Simple, quick, great App.

Simple. Great app. Would highly recommend. Reviewed on: 15th January 2025

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