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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Have been with zoopa more then 3yrs now and haven't...

Have been with zoopa more then 3yrs now and haven't any problems with my credit card always reminding me when my payment is due Reviewed on: 15th January 2025

Easy to use app that makes it easy to keep in line w...

Easy to use app that makes it easy to keep in line with my finances. Reviewed on: 15th January 2025

Yes, I like the app a lot.

Yes, I like the app a lot. Customer service is great at the moment. Nothing to complain about. Reviewed on: 15th January 2025

A simple and easy to use banking app.

A simple and easy to use banking app. Worthwhile giving it a go Reviewed on: 15th January 2025

It was very easy and straightforward to register and...

It was very easy and straightforward to register and apply for a card. Customer service was excellent. I would recommend to friends and family. Reviewed on: 15th January 2025

Excellent card at a good rate.

Excellent card at a good rate. Excellent customer service. Reviewed on: 15th January 2025

Excellent app easy to follow keeps you updated 24/7...

Excellent app easy to follow keeps you updated 24/7 of your finances, lets you know well in advance when direct debit is due to come out of your bank account. Reviewed on: 15th January 2025

Easy to set up with great service and easy to...

Easy to set up with great service and easy to use Reviewed on: 15th January 2025

Brilliant

Brilliant service..easy app access Reviewed on: 15th January 2025

smooth journey

From start to finish it has been a smooth journey with any queries answered with a fast response Reviewed on: 15th January 2025

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Want to see more from Zopa?

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