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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great card when I’m out and about

Zopa gave me my credit card and I do my best to pay off as much or all the payments great Reviewed on: 15th January 2025

Really good credit company

Really good credit company and I even opened a bank account due to fair interest. Reviewed on: 15th January 2025

Brilliant provider who helps me improve my credit ra...

Brilliant provider who helps me improve my credit rating but keeping my limits manageable would thoroughly recommend Reviewed on: 15th January 2025

Good credit card...

No problems pay credit card off shows straight away keep you informed good credit builder Reviewed on: 15th January 2025

Truly amazing highly recommend

Well I was accepted with bad credit and boy zopa has been the best credit card I've ever had it's truly amazing and customer care is second to none. Reviewed on: 15th January 2025

Friendly helpful and understanding

Friendly helpful and understanding Reviewed on: 15th January 2025

Being using the card for quite some time and don’t g...

Being using the card for quite some time and don’t get charged like conversion rate etc Reviewed on: 15th January 2025

I have found with zupa great customer service and wh...

I have found with zupa great customer service and what they offer suits my needs I wouldn't hesitate to recommend them to everyone Reviewed on: 15th January 2025

Great Product and Great service - highly recommend

Very easy application, they quickly dealt with a unauthorised payment, easy account management app. Good customer service Reviewed on: 15th January 2025

Quick easy efficient service.

Quick easy efficient service. Customer service excellent. Manageable Reviewed on: 15th January 2025

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