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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

It is a very positive experience, easy app...

It is a very positive experience, quick and easy application and always up to date with documents, news and offers. Customer service is also great and the card is the right one for all my needs. Five stars service. Reviewed on: 15th January 2025

Ive been with Zopa for a while now, easy to work the...

Ive been with Zopa for a while now, easy to work the app and its reliable Reviewed on: 15th January 2025

thanks I love

I had a wonderful experience thanks Reviewed on: 15th January 2025

nice and smooth transactions, never a problem

nice and smooth transactions, never a problem Reviewed on: 15th January 2025

I have had a great experience with Zopa.

I have had a great experience with Zopa. Reviewed on: 15th January 2025

It is so easy to apply for a debit card...

It is so easy to apply for a debit card Reviewed on: 15th January 2025

My experience with ZOPA is a really good one

My experience with ZOPA is a really good one I’ve used ZOPA for a while now and I have lined it with my back account that was easy too now I just go to ZOPA for all my information what I’ve spent what I’ve saved how much I’ve got left and it’s all in one handy credit card ZOPA have given me a good grew it limit which I find easy to manage and when it comes to my monthly pay I just go to my ZOPA app and do it all in one place it takes me to my bank account and back again and it’s all safe and protected I even use ZOPA for some regular payments to go out it’s so good I would recommend ZOPA to everyone Reviewed on: 15th January 2025

A seamless service

From the application to receiving the card it was a seamless service. The app is really user friendly and easy to navigate . Reviewed on: 15th January 2025

Great company and helpful, good communication

Great company and helpful, good communication Reviewed on: 15th January 2025

I am very happy with you, because your services are...

I am very happy with you, because your services are excellent and efficient Reviewed on: 15th January 2025

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