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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

They have been very good and understanding/ could no...

They have been very good and understanding/ could not fault there expert advice and support. Reviewed on: 15th January 2025

My experience with my zopa credit card is excellent

My experience with my zopa credit card is excellent Reviewed on: 15th January 2025

Zopa are an excellent provider of credit.

Zopa are an excellent provider of credit. Easy to apply easy to navigate the app and excellent customer service Reviewed on: 15th January 2025

Very good experience everything was ok

Very good experience everything was ok Reviewed on: 15th January 2025

It’s just fantastic me & my wife have a account we l...

It’s just fantastic me & my wife have a account we love it Reviewed on: 15th January 2025

Great credit card company

Zopa were non-judgemental and gave me a chance to build my credit score. That makes such a difference when someone gives you a chance. Reviewed on: 15th January 2025

App is easy to use.

App is easy to use. No hassle service. Payments are easy made. Reviewed on: 15th January 2025

This card has helped me get back on my feet after ha...

This card has helped me get back on my feet after hard time and it was so easy to talk to a representative who helped and explained Everything so I could understand to which I really grateful to ZOPA for allowing me the chance to build my credit back up. And to it's staff for there help. Reviewed on: 15th January 2025

The app is easy to use like the fact you get instant...

The app is easy to use like the fact you get instant messages of what you spent Reviewed on: 15th January 2025

Card replacement

Yeah I had an issue with scammers and needed to get a new card. Zopa sorted it out very quickly Reviewed on: 15th January 2025

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