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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good experience everything was ok

Very good experience everything was ok Reviewed on: 15th January 2025

It’s just fantastic me & my wife have a account we l...

It’s just fantastic me & my wife have a account we love it Reviewed on: 15th January 2025

Great credit card company

Zopa were non-judgemental and gave me a chance to build my credit score. That makes such a difference when someone gives you a chance. Reviewed on: 15th January 2025

App is easy to use.

App is easy to use. No hassle service. Payments are easy made. Reviewed on: 15th January 2025

This card has helped me get back on my feet after ha...

This card has helped me get back on my feet after hard time and it was so easy to talk to a representative who helped and explained Everything so I could understand to which I really grateful to ZOPA for allowing me the chance to build my credit back up. And to it's staff for there help. Reviewed on: 15th January 2025

The app is easy to use like the fact you get instant...

The app is easy to use like the fact you get instant messages of what you spent Reviewed on: 15th January 2025

Card replacement

Yeah I had an issue with scammers and needed to get a new card. Zopa sorted it out very quickly Reviewed on: 15th January 2025

Good experience

Very good experience and you get exactly what they say in the tin Reviewed on: 15th January 2025

The app is easy to use never had an issue always bee...

The app is easy to use never had an issue always been able to use my card either wallet or on app in Google wallet on phone Reviewed on: 15th January 2025

Awesome helps a lot good customer support

Awesome helps a lot good customer support Reviewed on: 15th January 2025

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