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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good experience

Very good experience and you get exactly what they say in the tin Reviewed on: 15th January 2025

The app is easy to use never had an issue always bee...

The app is easy to use never had an issue always been able to use my card either wallet or on app in Google wallet on phone Reviewed on: 15th January 2025

Awesome helps a lot good customer support

Awesome helps a lot good customer support Reviewed on: 15th January 2025

ZOPA review

app so easy to use and flexible so easy to use and flexible would highly recommend and good for credit boosting. 0% balance transfers and money transfers offered. online application was simple and the card arrived quickly Reviewed on: 15th January 2025

Excellent service hassle free and reliable

Excellent service hassle free and reliable Reviewed on: 15th January 2025

Zopa Dopa!

Such a positive experience would 100% recommend. Reviewed on: 15th January 2025

Very easy to use and great customer service.

Very easy to use and great customer service. Reviewed on: 15th January 2025

Excellent experience

Good all round experience east to use Reviewed on: 15th January 2025

great customer service

great customer service always polite and helpful Reviewed on: 15th January 2025

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