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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Brilliant company tonwork with and so simple to keep...

Brilliant company tonwork with and so simple to keep track of everything. Reviewed on: 15th January 2025

My experience with zopa they are always there you ar...

My experience with zopa they are always there you are in difficulty to help you Reviewed on: 15th January 2025

Good service and professional recomend to anyone...

Good service and professional recomend to anyone Reviewed on: 15th January 2025

Zopa have been in...

All of the dealings I’ve had with Zopa have been in clear, easy to understand language and the facilities in their app really help me manage my money better. I especially like the credit cushion facility as it gives peace of mind. Reviewed on: 15th January 2025

Good all round site easy to use no pressure site

Good all round site easy to use no pressure site Reviewed on: 15th January 2025

Brilliant service never thought i would get it

Brilliant service never thought i would get it Reviewed on: 15th January 2025

Never had an issue with this card, always kept infor...

Never had an issue with this card, always kept informed of any chamged Reviewed on: 15th January 2025

I have never had any problems getting hold of them p...

I have never had any problems getting hold of them plus I like how I can pay and will clear on the day Reviewed on: 15th January 2025

It is very straight forward and easy to use, if they...

It is very straight forward and easy to use, if they are offering you a credit limit increase its easy to access and they let you know how good you are doing with making your payments and they auto address the monthly payments based on the amount you've spent. Reviewed on: 15th January 2025

App and Staff are both Deservedly Award-winning

The interaction is mainly through an excellent App - the best of all the banks I have accounts with! Reviewed on: 15th January 2025

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