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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

The App works great and excellent service

The App works great and I am kept updated with regular emails. It is ease of use and excellent service Reviewed on: 15th January 2025

A very easy card and App to use

A very easy application process, the App is also very easy to use, including making payments. Reviewed on: 15th January 2025

Hadsle Free Credit Card

Never had any problem with Zopa.The app is excellent and tells me all I need to know and more. They have never hassled me over anything so it’s been a good experience and I would recommend it to anyone looking for a credit card who’s been having difficulty with over companies. Reviewed on: 15th January 2025

Zopa is good but their service needs a bit of more...

Zopa is good but their service needs a bit of more pulling up a bit. Reviewed on: 15th January 2025

He met all my expectations by sending an email with...

He met all my expectations by sending an email with the due dates. Reviewed on: 15th January 2025

Caring Bank

Zopa helps people from all backgrounds. My credit history was poor but Zopa accepted me and help me rebuild it. I will be forever grateful for coming to my assistance in times of need. Reviewed on: 15th January 2025

Great company to deal with and very polite and posit...

Great company to deal with and very polite and positive Reviewed on: 15th January 2025

Easy understanding application fast decision clear o...

Easy understanding application fast decision clear on the table...Thank you zopa Reviewed on: 15th January 2025

Easy card to use, I would like my limit to be increa...

Easy card to use, I would like my limit to be increased if possible. I always pay b4 due date and more than the minimum. Reviewed on: 15th January 2025

Easy to use and your statement on your finger tips .

Easy to use and your statement on your finger tips . Highly recommended to family and friends as it’s leading in the market Reviewed on: 15th January 2025

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