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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Zopa is excellent they care for you in general I hav...

Zopa is excellent they care for you in general I have the most best experiences myself so I recommend them to anyone. If you are looking for a loan or credit card trust me just give them a try and you would be surprised so it's Zopa all the way. Reviewed on: 15th January 2025

Very polite and knowledgeable staff Always very help...

Very polite and knowledgeable staff Always very helpful it’s a pleasure to talk with them Reviewed on: 15th January 2025

Great service good customer care

Great service good customer care Reviewed on: 15th January 2025

A credit card that offers much more then just money...

A credit card that offers much more then just money it helps to build your score & its Easy to apply & easy to use the app. It offers loans and car finance options. I have multiple credit cards & this one Is one of my favourites Reviewed on: 15th January 2025

Lovely little credit card

Quick and simple the app keeps you informed with offers and also die your credit score Reviewed on: 15th January 2025

Excellent card and online service

Excellent card and online service Reviewed on: 15th January 2025

Very helpful

Full fill customer needs, anyone who need credit card Zopa is the best for it. And really helpful. Reviewed on: 15th January 2025

Best credit service around

Excellent service. Highly recommend Reviewed on: 15th January 2025

Superb service

Not one problem since joining zopa, very helpful Reviewed on: 15th January 2025

Great company

Great company had a low credit rating building it up now thanks zopa Reviewed on: 15th January 2025

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