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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Good customer service

I’ve had a good experience with phoning customer service and they did sort out a fraudulent transaction very well though it did take a Lott of time and a couple of calls to chase them up. But overall very nice and it was resolved in the end. Reviewed on: 15th January 2025

Credit Card

The service receipt and account updates are fast and accurate. Reviewed on: 15th January 2025

Excellent service always there to help

Excellent service always there to help Reviewed on: 15th January 2025

Zopa,s app is first class and customer service is ve...

Zopa,s app is first class and customer service is very good Reviewed on: 15th January 2025

Very easy to manage with the app.

Very easy to manage with the app. Reviewed on: 15th January 2025

Excellent

I got the card faster than other companies. At first I was pre-approved for a fee but I got a card with a smaller amount. Honestly I would not have accepted it if I had known before Reviewed on: 15th January 2025

Always been very good and helpful.

Always been very good and helpful. Reviewed on: 15th January 2025

I am very happy to it.

I am very happy to it.excellent customer service Reviewed on: 15th January 2025

Does what it says on the tin.

Does what it says on the tin. Never had any problems. Reviewed on: 15th January 2025

Very good , everything about the service they provi...

Very good , everything about the service they provide is good. They communicate clearly and give the much needed support when needed. Reviewed on: 15th January 2025

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