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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Brilliant App and great customer service

Brilliant App and great customer service Reviewed on: 15th January 2025

Verervice easy app to use a...

Very professional and easy service easy app to use and always there if I have a problem straight forward and no frills service I would definitely recommend this service Reviewed on: 15th January 2025

Tow financial help

Everything was fast and on point Reviewed on: 15th January 2025

I was very happy to be accepted as I’m trying to reb...

I was very happy to be accepted as I’m trying to rebuild my credit score whilst also having a bit of breathing space over the Christmas period. I also hate filling in forms or talking to agents over the phone so you guys hit the nail on the head! Reviewed on: 15th January 2025

Zopa card best.

Zopa card best.they always supported Reviewed on: 15th January 2025

Zopa really helped when I needed it

Reliable service, prompt and effective Reviewed on: 15th January 2025

zopa hasselt free

Enjoying zopa hasselt free app easy to use Reviewed on: 15th January 2025

Easy to use app and loan application.

Easy to use app and loan application. Reviewed on: 15th January 2025

Great customer experience

I have never had any issues with Zopa, the app makes it so easy to manage my account Reviewed on: 15th January 2025

Great service

Great customer service and a easy website to navigate Reviewed on: 15th January 2025

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