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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

It’s been amazing and easy, good card

It’s been amazing and easy, good card Reviewed on: 15th January 2025

Easy to set up and use.

Easy to set up and use. App is great to keep an eye on spending and make payments. Good customer service. Reviewed on: 15th January 2025

Spot on service excellent customer service

Spot on service excellent customer service Reviewed on: 15th January 2025

Excellent service and good communication

Excellent service and good communication Reviewed on: 15th January 2025

The GOAT of credit cards

Out of the 4 credit cards I have, Zopa is my overall favourite one! Best interest, user friendly app with everything I need including pin access! Have needed to contact a couple times and always get great service and an instant resolution Reviewed on: 15th January 2025

Excellent service

Excellent service keeps me updated with all there items statements and payments are given plenty of time. Reviewed on: 15th January 2025

Great news service good notifications on spending

Great service good notifications on spending Reviewed on: 15th January 2025

Excellent!

I have found Zopa to be a great lender with excellent support. Reviewed on: 15th January 2025

Zopa Credit Quick.

I applied for a Zopa credit card as a back up amount of money for some upcoming maintenance that I needed on my car , the application and delivery of the card was a very easy and quick hassle free experience, Thankyou Zopa. Reviewed on: 15th January 2025

Zopa review

Zopa Credit Card offers an exceptional experience with its top-notch service and user-friendly app. From the moment I applied, the process was seamless and straightforward, making it easy to manage my finances on the go. The customer service team is responsive and knowledgeable, ready to assist with any inquiries. The app itself is intuitive, allowing for quick access to account information, transactions, and payment options. Overall, Zopa combines excellent service with a hassle-free digital experience, making it a standout choice for anyone seeking a reliable credit card solution. Reviewed on: 15th January 2025

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