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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good and reliable custpmer service

Very good and reliable custpmer service Reviewed on: 15th January 2025

Love the app and reminder for payment by text

Love the app and reminder for payment by text Reviewed on: 15th January 2025

Very good company to deal with no problems

Very good company to deal with no problems Reviewed on: 15th January 2025

Good customer service, stress free experience

Good customer service, stress free experience Reviewed on: 15th January 2025

Very easy to use, great company!

Very easy to use! Easy to open the account and I can’t fail their service level. Reviewed on: 15th January 2025

Customer service is very friendly and helpful and un...

Customer service is very friendly and helpful and understanding Reviewed on: 15th January 2025

Great experience and gave me a chance nobody else wo...

Great experience and gave me a chance nobody else would Reviewed on: 15th January 2025

Would absolutely recommend Zopa.

No issues with the card at all, would prefer to get through to cs a bit quicker but other than that absolutely would recommend Zopa. Reviewed on: 15th January 2025

Application was Seamless from start to finish and ca...

Application was Seamless from start to finish and card arrived within days Reviewed on: 15th January 2025

It's an ideal way of saving money and it's there w...

It's an ideal way of saving money and it's there when ever you need it Reviewed on: 15th January 2025

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