Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Convenient credit with easy application.

Convenient credit with easy application. Excellent starting credit limit with Excellent app. Reviewed on: 15th January 2025

Great card if there is a problem staff are very help...

Great card if there is a problem staff are very helpful Reviewed on: 15th January 2025

Excellent service always send reminders which help.

Excellent service always send reminders which help..option to pay thst little extra Reviewed on: 15th January 2025

Never had a problem with Zopa and explains all we need.

Never had a problem with Zopa and explains all we need. To no about our accounts Reviewed on: 15th January 2025

I don't have any issues with my credit card and Happ...

I don't have any issues with my credit card and Happy with the service Reviewed on: 15th January 2025

Excellent friendly and easy to use app.

Excellent friendly and easy to use app. Good advice on credit with great communication. Looks after you with easy steps of credit increases Reviewed on: 15th January 2025

Excellent service by professional company and staff

Excellent service by professional company and staff Reviewed on: 15th January 2025

I’ve been with you for a while and I find it so easy...

I’ve been with you for a while and I find it so easy to manoeuvre around your app and easy ways to pay Reviewed on: 15th January 2025

Great service, always good customer service

Great service, always good customer service Reviewed on: 15th January 2025

ZOPA MY ONLY CREDIT CARD

Zopa is my only Credit card and the surest hub for credit from surprise increment to flashing borrow power and updates on financial tips worthy of a good life. You will enjoy it, just as I introduce it to my husband, I recommend it to all Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.86 from 894 reviews
Clear Rate Platinum Credit Card
from NatWest 3.10 from 19 reviews
Credit card
from The Co-operative Bank 3.46 from 35 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub