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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

ZOPA MY ONLY CREDIT CARD

Zopa is my only Credit card and the surest hub for credit from surprise increment to flashing borrow power and updates on financial tips worthy of a good life. You will enjoy it, just as I introduce it to my husband, I recommend it to all Reviewed on: 15th January 2025

Very easy to apply for very straightforward instant...

Very easy to apply for very straightforward instant acceptance Reviewed on: 15th January 2025

Zopa is a credit card suited to me they always advis...

Zopa is a credit card suited to me they always advise me of any change the credit limit is suited yo me easy and comfortable payments interest is quite low also Reviewed on: 15th January 2025

Stress free service easy to use with friendly paymen...

Stress free service easy to use with friendly payment reminders each month Reviewed on: 15th January 2025

always helpful and understanding

always helpful and understanding Reviewed on: 15th January 2025

Zopa bank and the app

the expereinece that I took and still taking from Zopa bank and app is superb and easy to understand! Reviewed on: 15th January 2025

Reliable, easy to use App.

Reliable, easy to use App. Fair Apr rate. Reviewed on: 15th January 2025

Never had a problem with Zopa, good APR

Never had a problem with Zopa, good APR Reviewed on: 15th January 2025

Ease of account management

Easy to set up and instant access Reviewed on: 15th January 2025

Easy to use app .

Easy to use app . Helpful customer service. Love this card Reviewed on: 15th January 2025

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Want to see more from Zopa?

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