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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa is a credit card suited to me they always advis...

Zopa is a credit card suited to me they always advise me of any change the credit limit is suited yo me easy and comfortable payments interest is quite low also Reviewed on: 15th January 2025

Stress free service easy to use with friendly paymen...

Stress free service easy to use with friendly payment reminders each month Reviewed on: 15th January 2025

always helpful and understanding

always helpful and understanding Reviewed on: 15th January 2025

Zopa bank and the app

the expereinece that I took and still taking from Zopa bank and app is superb and easy to understand! Reviewed on: 15th January 2025

Reliable, easy to use App.

Reliable, easy to use App. Fair Apr rate. Reviewed on: 15th January 2025

Never had a problem with Zopa, good APR

Never had a problem with Zopa, good APR Reviewed on: 15th January 2025

Ease of account management

Easy to set up and instant access Reviewed on: 15th January 2025

Easy to use app .

Easy to use app . Helpful customer service. Love this card Reviewed on: 15th January 2025

A* Excellent service

Information there when needed easy to get on the website and all information is there what I look for Reviewed on: 15th January 2025

Easy to use website, I have never had to use custome...

Easy to use website, I have never had to use customer services or complaints this tells its own story Reviewed on: 15th January 2025

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