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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great customer service very friendly

Great customer service very friendly Reviewed on: 15th January 2025

Great app.

Easy application. And a very easy to understand phone app I’m very happy with zopa’s service. Reviewed on: 15th January 2025

App is great, tells you everything

App is great, tells you everything Reviewed on: 15th January 2025

Easy to contact very pleasant staff

Easy to contact very pleasant staff Reviewed on: 15th January 2025

Brilliant service

Easy to use full of good tips to keep your finances healthy Reviewed on: 15th January 2025

Easy to use and the app is very helpfull to keep on...

Easy to use and the app is very helpfull to keep on top of your spending Reviewed on: 15th January 2025

Everything explained,tell you what date money will b...

Everything explained,tell you what date money will be taken out off account Reviewed on: 15th January 2025

I am very happy with the service I received from...

I am very happy with the service I received from zopa Reviewed on: 15th January 2025

UK best credit card

easy and fast to apply. great service and best card to build good credit Reviewed on: 15th January 2025

Very easy application process.

Very easy application process. Card turned up quickly. Really useful app, easy to use. Reviewed on: 15th January 2025

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