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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

App is great, tells you everything

App is great, tells you everything Reviewed on: 15th January 2025

Easy to contact very pleasant staff

Easy to contact very pleasant staff Reviewed on: 15th January 2025

Brilliant service

Easy to use full of good tips to keep your finances healthy Reviewed on: 15th January 2025

Easy to use and the app is very helpfull to keep on...

Easy to use and the app is very helpfull to keep on top of your spending Reviewed on: 15th January 2025

Everything explained,tell you what date money will b...

Everything explained,tell you what date money will be taken out off account Reviewed on: 15th January 2025

I am very happy with the service I received from...

I am very happy with the service I received from zopa Reviewed on: 15th January 2025

UK best credit card

easy and fast to apply. great service and best card to build good credit Reviewed on: 15th January 2025

Very easy application process.

Very easy application process. Card turned up quickly. Really useful app, easy to use. Reviewed on: 15th January 2025

Excellent rates and value

Excellent communication and rates with this company. Easy to use app as well and has all your information and offers at the touch of a button. Clear to read statements too Reviewed on: 15th January 2025

Zopa-tastic service

After having poor credit and unable to get a card, Zopa helped me out. No question is an issue either Reviewed on: 15th January 2025

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