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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

straightforward and easy

straightforward and easy to navigate the app. Useful information laid out easily and a good credit limit to start with Reviewed on: 15th January 2025

Credit sensible

They have been an excellent tools for work etc and I feel they have kept my credit in check.. only offering my a credit increase when they thought I could handle one Reviewed on: 15th January 2025

Good at keeping you updated .

Good at keeping you updated on payments and offers that are taylored to you and your circumstances. Reviewed on: 15th January 2025

I love the card .

I love the card ....I would and have told my family and friends about the card and services that you provide Reviewed on: 15th January 2025

Keep me posted on the status of my account.

Keep me posted on the status of my account.and also they have very helpful customer service Reviewed on: 15th January 2025

Happy shopper mplain about with this...

Have never had anything ti complain about with this bank ,easy to use and definitely handy when you're away on holiday, great bankk ,thank you Reviewed on: 15th January 2025

Excellent

Helped me when I really needed it Reviewed on: 15th January 2025

I'm very happy with Zopa Bank, no any issues, was v...

I'm very happy with Zopa Bank, no any issues, was very easy to apply and quickly respond.... Reviewed on: 15th January 2025

Very good service is good we spend this account 1 ye...

Very good service is good we spend this account 1 year ago Reviewed on: 15th January 2025

Very easy to use app and great bank

Very easy to use app and great bank Reviewed on: 15th January 2025

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