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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Everythung has been very easy to use and the app is...

Everythung has been very easy to use and the app is brilliant Reviewed on: 15th January 2025

Top Quality very easy to deal with

Top Quality very easy to deal with Reviewed on: 15th January 2025

Everything was made so simple to use

Everything was made so simple to use, the experience sowed me that Zopa know what they are doing and are so customer focused and friendly. Reviewed on: 15th January 2025

I am so happy with the procedure of application and...

I am so happy with the procedure of application and final delivery of my card. The credit limit was also very encouraging. I advice everyone to go for ZOPA credit card Reviewed on: 15th January 2025

I have had excelent service from Zopa.

I have had excelent service from Zopa.thank you Zopa Reviewed on: 15th January 2025

Very good service!

Very good service! Zopa app very easy to use. Highly recommended! Reviewed on: 15th January 2025

Zopa has been helping me to manage my credit score e...

Zopa has been helping me to manage my credit score ever since I started using it. Reviewed on: 15th January 2025

I found Zopa perfect...

I found Zopa a perfect choice for people to start using credit card build score learn how to use credit. Reviewed on: 15th January 2025

Got accepted straight away,easy to use app

Got accepted straight away,easy to use app Reviewed on: 15th January 2025

Fantastic card great servigood card ce

Fantastic card great service so easy to use and always helpfull card services so overall great credit card Reviewed on: 15th January 2025

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