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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

All things at perfect and super with the facilities...

All things at perfect and super with the facilities I need to use Reviewed on: 15th January 2025

I would recommend this to all who require stability...

I would recommend this to all who require stability with financies Reviewed on: 15th January 2025

I find them understanding with life’s ups and downs...

I find them understanding with life’s ups and downs as we all get and good communication Reviewed on: 15th January 2025

Absolutely no problem at all customer service team a...

Absolutely no problem at all customer service team are very friendly if you need to speak to them, the app is straight forward and easy to use I would definitely recommend Zopa credit card Reviewed on: 15th January 2025

They are really good and very efficient

They are really good and very efficient Reviewed on: 15th January 2025

Excellent and speedy service Highly recommend

Excellent and speedy service Highly recommend Reviewed on: 15th January 2025

Easy Process

Easy process to get a Credit card and start building a credit score. Reviewed on: 15th January 2025

Ease to use just great service No problems at all...

Ease to use just great service No problems at all Reviewed on: 15th January 2025

Good but don't appear to follow up.

Good but don't appear to follow up. Reviewed on: 15th January 2025

Easy account to use, the app makes things so much ea...

Easy account to use, the app makes things so much easier than waiting for paper statements. Reviewed on: 15th January 2025

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