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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very easy to sign up and the app is so simple even I...

Very easy to sign up and the app is so simple even I can do it Reviewed on: 15th January 2025

All good and great service upto date systems and gre...

All good and great service upto date systems and great value Reviewed on: 15th January 2025

Beyond excellent service with Zopa at all points.

Beyond excellent service with Zopa at all points. Whether its needing simple information like my account balance or when it comes to doing payments - everything is super-easy and its without all that fancy financial-jargon, or if there is any it is explained in a way that is easy to understand so that you know what is what. Reviewed on: 15th January 2025

Easy to deal with, quick response time.

Easy to deal with, quick response time. Reviewed on: 15th January 2025

excellent customer services, It works like any other...

excellent customer services, It works like any other credit card for making purchases on various e-commerce platforms. Additionally, the Zopa app provides features like instant payment notifications and real-time balance updates, which can help you keep track of your spending Reviewed on: 15th January 2025

Ever since getting the card things have improved

Ever since getting the card things have improved for me. Can't recommend highly enough what having the ZOPA card does for me. Reviewed on: 15th January 2025

Easy to use good customer experience

Easy to use good customer experience Reviewed on: 15th January 2025

Brilliant

Brilliant company customer service always goes above and beyond Reviewed on: 15th January 2025

Great customer service, interest rates not always th...

Great customer service, interest rates not always the best but as been great for helping me build my credit score up Reviewed on: 15th January 2025

Never any issues with the card to customer service

Never any issues with the card to customer service Reviewed on: 15th January 2025

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