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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great to be with

They are always understanding about their customers, give people a chance when others wouldn't. I know if I had a problem, would find them really approachable and understanding of each individuals circumstances. Reviewed on: 15th January 2025

Excellent service.

Excellent service from this company. Affordable credit limits Reviewed on: 15th January 2025

I fell that the company is very good and helped if t...

I fell that the company is very good and helped if they need to Reviewed on: 15th January 2025

Use and easy best card to useto keep up payments on app

Use and easy to keep up payments on app Reviewed on: 15th January 2025

never had an issue with Zopa.

never had an issue with Zopa. i'd gladly recomend the card to others. they never bother me when i don't use my card. Reviewed on: 15th January 2025

Fantastic company

Very easy to talk to they listen and give 100% Reviewed on: 15th January 2025

Credit in a credit less world

Zopa offered me credit when many did not. I am grateful. I was trying to improve my credit and they gave me an opportunity to do it. Reviewed on: 15th January 2025

No problem with this company great experience from s...

No problem with this company great experience from start to finish swift and efficient 5* would highly recommend Reviewed on: 15th January 2025

I’ve always had the best experience with Zopa.

I’ve always had the best experience with Zopa. The apps easy to navigate and it’s always been easy and simple. Really happy with my choice for a credit card! Reviewed on: 15th January 2025

A very good service would highly recommend

A very good service would highly recommend Reviewed on: 15th January 2025

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