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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Zopa Credit Card

Always good service with no problems. Reviewed on: 15th January 2025

Easy as that

Easy to work with no problems! Couldn’t get any better Reviewed on: 15th January 2025

I've Never had any problems with Zopa and I've been...

I've Never had any problems with Zopa and I've been with them some considerable time. Reviewed on: 15th January 2025

Excellent experience!

Excellent experience! The flexibility and simple app makes for a good and easy provider to deal with. Thank you. Reviewed on: 15th January 2025

Super quick and easy

East to apply super quick decision and keep me informed about costs and interest rates and their impact on my spending which helps me budget more efficiently! Reviewed on: 15th January 2025

with this card I would...great experience

I have had a good experience with this card I would recommend as it is very easy to use Reviewed on: 15th January 2025

Excellent easy to use app 5 stars first class servic...

Excellent easy to use app 5 stars first class service all the way Reviewed on: 15th January 2025

Every time I get to spend something on my card there...

Every time I get to spend something on my card there's no hassle and no fuzz Reviewed on: 15th January 2025

A must have

Excellent app very easy to use helped me get my credit back on track Reviewed on: 15th January 2025

Fantastic customer support

Never had any issues with Zopa! Customer service is fantastic. Reviewed on: 15th January 2025

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