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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

I find Zopa is so helpful.

I find Zopa is so helpful. They have excellent services and there rates are fair. Reviewed on: 15th January 2025

Never had any issues app is very easy to use.

Never had any issues app is very easy to use. Would be nice to get a credit increase offer. Overall I like the credit card. Reviewed on: 15th January 2025

Great experience so far as a new customer.

Great experience so far as a new customer. Reviewed on: 15th January 2025

Never had a problem!

Never had a problem!! Excellent service!! Reviewed on: 15th January 2025

So easy and a great app I would definitely recommend...

So easy and a great app I would definitely recommend Zopa to family and friends , the app is easy find out everything and the repayments are reasonable and easy to pay . Reviewed on: 15th January 2025

Great card easy customer service

Great card easy customer service Reviewed on: 15th January 2025

Top Card Highly Recommended x

Very easy application and excellent customer service Reviewed on: 15th January 2025

Got my credit card from Zopa!

It's been so helpful to get my credit card from Zopa. Can manage all accounts and financial stuffs on one place and the overall experience is great. Reviewed on: 15th January 2025

Faultless experience with Zopa.

Faultless experience with Zopa. Never had a problem with the account and the app is very easy to use and navigate. Reviewed on: 15th January 2025

Excellent card

Easy to use the app for balance information and payments.good customer support with friendly helpful staff who are happy to help Reviewed on: 15th January 2025

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